I'm in the 'JAM' category when it comes to money, although I can still afford to go out for a beer once or twice a week. Although, things should be getting easier later in the year

Well, I can't we're struggling at the moment, but as we were discussing earlier tonight we are on a very sound financial footing.

However, it looks as if inflation is beginning to rise and that will undoubtedly lead to more expensive borrowing. Many who haven't experienced the days of 15%+ interest are going to wince a bit.

Good news for most people, but it may not last: http://www.bbc.co.uk/news/business-38568288