[Will]

I'm very suspicious of shared mortgages too; down the road from me yet another housing estate is being built. Shared mortages are being offered, and £92,000 will get you a wopping 40% of a house.

I also don't understand that since with rent + mortgage = more payments at the end of each month. How can they expect you to pay back that, but are unwilling to let you pay that much back on a full mortage?

I don't see how leaving new home owners with even less money is helping them. When I look at America and how much less money their lives sap out of them, I do have to wonder why we have so little here.